Business Loans & Lines of Credit

Whether your business is small as an old-time soda fountain or large with several locations, we can help your business grow with our EASY business loans. We are your competitive advantage. Reach us at 844-FHB-EASY or contact us.

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Business Loans

For over 125 years, First Harrison Bank has been locally owned and operated. All of our decisions are made locally by people who understand your situation. We have quick turnarounds. We do one thing most big banks don’t… We consider you in our loan decision and don’t rely solely on a computer.

At First Harrison Bank, we can help you with business loans on a variety of things in a variety of ways. Some of the things we can help you with include expansion loans, increased inventory levels, new construction, refinance, real estate, machinery, automobiles, equipment, and more!

Term Loans

A business term loan with First Harrison Bank can be the start of growth for your business. A term loan generally has a maturity of one year or longer. It is typically repaid in monthly payments.

Lines of Credit

If you’re in need of short term working capital, or you have a seasonal business, a line of credit could be for you. Lines of credit are renewable annually. Lines of credit may be attached to a checking account for overdraft protection and easy cash flow management.

Commercial Real Estate/Construction

If you are considering purchasing, or refinancing property of any kind related to your business, we have solutions just for you. We can also help you with your construction loan and permanent loan after you have built the next piece of your business.

Small Business Administration (SBA) Loans

First Harrison Bank is proud to be a SBA lender. In 2010, we were the #1 new SBA lender in Indiana! SBA loans could potentially have more flexible terms that might suit your business needs. We have two SBA programs to offer you and your business including 7(a) and 504 loans.

Business Credit Card

First Harrison Bank’s business credit card is ideal for your short-term capital needs. Our credit card is one of the best if you need to carry a balance from month to month. Even if you don't carry a balance, you'll enjoy some of the perks of our credit card.

Here are some of the benefits of the First Harrison Bank credit card:

  • No annual fee
  • Transfer your balance from your high interest card to our low, fixed rate with no balance transfer fee
  • No over the limit fee
  • 10 day grace period before a late charge will assess
  • Low FIXED interest rates – we won’t raise the rate, even if you’re late
  • 24/7 real-time fraud monitoring protection
  • Local customer service
  • Cash advances at the ATM or at your local branch
  • Valuable savings for business cardholders
  • Get online access to your account 24/7 to view statements, make a payment, sign up for text or email alerts all at MyCardStatement

For rates, disclosures, or to apply, please visit one of our branch locations.

Items Needed for Most Business Loans:

Small Business Development Center (SBDC)

First Harrison Bank is a proud corporate sponsor of the SBDC. If you’re in need of business advice, the SBDC will work with you and your business at no cost. The SBDC can help with strategy, market research, business planning, export assistance, valuation, and more.


Annual Credit Report

We always want you to be mindful of your credit history, inquiries, and anything else on your credit report. Keeping an eye on your credit report is a great way to stop or prevent fraud or any other irregularities. The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every twelve months.

For more information on how to obtain your free credit report, visit Annual Credit Report.

Annual Credit Report

All loans subject to credit approval.

We encourage you to learn more about us.

Corporate Profile

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