Business Loans & Lines of CreditWhether your business is small as an old-time soda fountain or large with several locations, we can help your business grow with our EASY business loans. Reach us at 844-FHB-EASY or send us a message. |
Business LoansFor over 125 years, First Harrison Bank has been locally owned and operated. All of our decisions are made locally by people who understand your situation. We have quick turnarounds. We do one thing most big banks don’t… We consider you in our loan decision and don’t rely solely on a computer.
Paycheck Protection Program (PPP) LoansIf you were a recipient of a PPP loan, we highly encourage to stay up to date on the latest, continually evolving forgiveness parameters. See the Treasury's website dedicated to PPP for the latest information. The guidance is subject to change without notice. Term LoansA business term loan with First Harrison Bank can be the start of growth for your business. A term loan generally has a maturity of one year or longer. It is typically repaid in monthly payments. Lines of CreditIf you’re in need of short term working capital, or you have a seasonal business, a line of credit could be for you. Lines of credit are renewable annually. Lines of credit may be attached to a checking account for overdraft protection and easy cash flow management. Commercial Real Estate/ConstructionIf you are considering purchasing, or refinancing property of any kind related to your business, we have solutions just for you. We can also help you with your construction loan and permanent loan after you have built the next piece of your business. Credit CardsWe have several credit card options available for personal or business customers. See our dedicated Credit Cards page for more information. Small Business Administration (SBA) LoansFirst Harrison Bank is proud to be a SBA lender. SBA loans could potentially have more flexible terms that might suit your business needs. We have two SBA programs to offer you and your business including 7(a) and 504 loans. Items Needed for Most Business Loans:
Small Business Development Center (SBDC)First Harrison Bank is a proud corporate sponsor of the SBDC. If you’re in need of business advice, the SBDC will work with you and your business at no cost. The SBDC can help with strategy, market research, business planning, export assistance, valuation, and more. Annual Credit ReportWe always want you to be mindful of your credit history, inquiries, and anything else on your credit report. Keeping an eye on your credit report is a great way to stop or prevent fraud or any other irregularities. The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every twelve months.
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