Corporate Profile

We'd like you to know more about us as a company.

First Capital, Inc.(NASDAQ: FCAP) is the holding company of First Harrison Bank. First Harrison Bank is a 5-Star Rated Bank by Bauer Financial* and an A+ Accredited Business by the Better Business Bureau*. First Harrison Bank has assets of $1.16 billion and deposits of $1.03 billion as of December 31, 2023. First Harrison Bank is organized around its customers and communities for strong relationships and local delivery of retail and business banking, residential mortgage lending, real estate finance, and asset-based lending. We strive to be your competitive advantage.

Senior Executives

Chris Frederick

President and Chief Executive Officer, First Capital, Inc. and First Harrison Bank

Joshua Stevens

Chief Financial Officer, First Capital, Inc. and First Harrison Bank

Jennifer Meredith

Corporate Secretary, First Capital, Inc. and HR Director, First Harrison Bank

Angie Jett

Chief Operating Officer, First Harrison Bank

Jennifer Incantalupo

Chief Information Officer, First Harrison Bank

Joe Mahuron

Chief Credit Officer, First Harrison Bank




18 branches located in Southern Indiana and Bullitt County (KY)


812-738-2198, 502-543-2226, 1-800-390-1465



220 Federal Drive NW, Corydon, IN 47112

Community Impact

Community service is one of our core values. Each employee is encouraged to participate in service activities of their choosing. Building strong communities is the essence of what we do. We donated to over 200 causes and organizations, big and small, with our time, talent, and financial support.

Counties Served

Counties Served


Kathy Ernstberger

Chairwoman, First Harrison Bank and First Capital, Inc.

Chris Byrd

Vice Chairman, First Harrison Bank and First Capital, Inc.

Rob Guilfoyle Chris Frederick
Bill Harrod Dana Huber
Pam Kraft Lou Ann Moore
Ike Orwick Jill Saegesser
John Shireman Mark Shireman
Carolyn Wallace

Consumer Banking

Personal Loans

Auto, Boat, RV, Motorcycle Loans

Bill Pay

Personal Deposit Accounts


Credit Cards


Instant Issue Debit Cards

Business Banking

Business Deposit Accounts

ACH Services

Commercial Construction Loans

Commercial Real Estate Loans

SBA Loans

Agriculture Loans

Remote Deposit Capture

Fraud Prevention Solutions

Banc Card Merchant Services

Commercial Loans

Electronic Banking

Banking Butler® Digital Banking

Cinch Deposits (deposit checks from your phone)

Mobile Wallet

First Harrison+ (financial aggregator)


Online Loan Applications


CardValet (debit card control from your phone)

First Harrison Debit Mastercard®

Mastercard ID Theft Protection™

Extended Warranty


Priceless Surprises®

Priceless Experiences®

Click to Pay

Mastercard Receipt Management®

Mastercard Easy Savings®

Residential Lending

First Harrison Mortgage

First Time Homebuyers

Home Loans


First Mortgage

Home Equity Line of Credit (HELOC)

Construction Loans

*Subject to change

Financial information accurate as of December 31, 2023

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