Corporate Profile

We'd like you to know more about us as a company.

First Capital, Inc.(NASDAQ: FCAP) is the holding company of First Harrison Bank. First Harrison Bank is a 5-Star Rated Bank by Bauer Financial* and an A+ Accredited Business by the Better Business Bureau*. First Harrison Bank has assets of $1.16 billion and deposits of $1.03 billion as of December 31, 2023. First Harrison Bank is organized around its customers and communities for strong relationships and local delivery of retail and business banking, residential mortgage lending, real estate finance, and asset-based lending. We strive to be your competitive advantage.

Senior Executives

Chris Frederick

President and Chief Executive Officer, First Capital, Inc. and First Harrison Bank

Joshua Stevens

Chief Financial Officer, First Capital, Inc. and First Harrison Bank

Jennifer Meredith

Corporate Secretary, First Capital, Inc. and HR Director, First Harrison Bank

Joe Mahuron

Chief Credit Officer, First Harrison Bank

Employees

200+

Locations

18 branches located in Southern Indiana and Bullitt County (KY)

Telephone

812-738-2198, 502-543-2226, 1-800-390-1465

Website

www.FirstHarrison.com

Headquarters

220 Federal Drive NW, Corydon, IN 47112

Community Impact

Community service is one of our core values. Each employee is encouraged to participate in service activities of their choosing. Building strong communities is the essence of what we do. We donated to over 200 causes and organizations, big and small, with our time, talent, and financial support.

Counties Served

Counties Served

Directors

Kathy Ernstberger

Chairwoman, First Harrison Bank and First Capital, Inc.

Mike Shireman

Vice Chairman, First Harrison Bank and First Capital, Inc.

Chris Byrd

Rob Guilfoyle

Chris Frederick

Bill Harrod

Dana Huber

Pam Kraft

Lou Ann Moore

Ike Orwick

Jill Saegesser

Mark Shireman

Carolyn Wallace

Consumer Banking

Personal Loans

Auto, Boat, RV, Motorcycle Loans

Bill Pay

Personal Deposit Accounts

CDs

Credit Cards

IRA

Instant Issue Debit Cards

Business Banking

Business Deposit Accounts

ACH Services

Commercial Construction Loans

Commercial Real Estate Loans

SBA Loans

Agriculture Loans

Remote Deposit Capture

Fraud Prevention Solutions

Merchant's PACT Merchant Services

Commercial Loans

Electronic Banking

Banking Butler® Digital Banking

Cinch Deposits (deposit checks from your phone)

Mobile Wallet

First Harrison+ (financial aggregator)

CardSwap

Online Loan Applications

Alerts

CardValet (debit card control from your phone)

First Harrison Debit Mastercard®

Mastercard ID Theft Protection™

Extended Warranty

SimplyMiles™

Priceless Surprises®

Priceless Experiences®

Click to Pay

Mastercard Receipt Management®

Mastercard Easy Savings®

Residential Lending

First Harrison Mortgage

First Time Homebuyers

Home Loans

Refinance

First Mortgage

Home Equity Line of Credit (HELOC)

Construction Loans

*Subject to change

Financial information accurate as of December 31, 2023

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