Corporate Profile

We'd like you to know more about us as a company. 

First Capital, Inc. (NASDAQ: FCAP) is the holding company of First Harrison Bank. First Harrison Bank is a 5-Star Rated Bank by Bauer Financial* and an A+ Accredited Business by the Better Business Bureau*. First Harrison Bank has assets of $1.02 billion and deposits of $900.5 million as of December 31, 2020. First Harrison Bank is organized around its customers and communities for strong relationships and local delivery of retail and business banking, residential mortgage lending, real estate finance, asset-based lending, wealth management, and asset management. We strive to be your competitive advantage.

Senior Executives

Bill Harrod

President and Chief Executive Officer, First Capital, Inc. and First Harrison Bank

Chris Frederick

Chief Financial Officer, First Capital, Inc. and First Harrison Bank

Jill Keinsley

Corporate Secretary, First Capital, Inc. and HR Director, First Harrison Bank

Dennis Thomas

Chief Credit Officer, First Harrison Bank




18 branches located in Southern Indiana and Bullitt County (KY)


Thousands of surcharge-free ATMs


812-738-2198, 502-543-22261-800-390-1465



220 Federal Drive NW, Corydon, IN 47112

Community Impact

Community service is one of our core values. Each employee is encouraged to participate in service activities of their choosing. Building strong communities is the essence of what we do. We donated to over 200 causes and organizations, big and small, with our time, talent, and financial support.

Counties Served

Counties Served


Mike Shireman

Chairman, First Harrison Bank and First Capital, Inc.

Kathy Ernstberger

Vice Chairwoman, First Harrison Bank and First Capital, Inc.

Chris Byrd

Rob Guilfoyle

Chris Frederick

Bill Harrod

Dana Huber

Pam Kraft

Lou Ann Moore

Ike Orwick

Jill Saegesser

Mark Shireman

Carolyn Wallace

Consumer Banking

Personal Loans

Auto, Boat, RV, Motorcycle Loans

Bill Pay

Personal Deposit Accounts


Health Savings


Instant Issue Debit Cards

Business Banking

Business Deposit Accounts

ACH Services

Commercial Construction Loans

Commercial Real Estate Loans

SBA Loans

Agriculture Loans

Remote Deposit Capture

Fraud Prevention Solutions

Merchant's PACT Merchant Services

Commercial Loans

Electronic Banking

Banking Butler® Digital Banking

Cinch Deposits (deposit checks from your phone)

Snap! Payments (person to person payments)

First Harrison+ (financial aggregator)


Biller Direct

Thousands of Surcharge-Free ATMs

CardValet (debit card control from your phone)


24/7 MonyLine

Residential Lending

 First Harrison Mortgage

First Time Homebuyers

Home Loans


First Mortgage

Home Equity Line of Credit (HELOC)

Construction Loans

*Subject to change

Financial information accurate as of December 31, 2020

Investment Services*

 First Harrison Financial Services

Retirement Planning

Insurance Services

Stocks and Bonds

Tax & Estate Planning

Professional Asset Management

Social Security Analysis

*Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. The investment products sold through LPL Financial are not insured First Harrison Bank deposits and are not insured by the FDIC or any other Federal Government agency. Securities, advisory services, and insurance products offered through LPL and affiliated insurance agencies are not a deposit or other obligation of, or guaranteed by any bank or their affiliates and subject to risks including the possible loss of principal amount invested.

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