Merchant Services

Our partnership with Merchant’s PACT can cut your cost on merchant processing. Reach us at 844-FHB-EASY or send us a message.

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MPACT Partner

Merchant's PACT Pricing and Benefits

You've heard of the big players with the big marketing budgets in the payment acceptance space. How do we compare? You might be surprised how our flat rate pricing compares!

FeatureMerchant's PACT

Card Present Rate

2.5% + $0.10

Card Not-Present Rate

3.25% + $0.10


$75 Magstripe and EMV

Monthly Fee


Payment Types

Credit, Debit, EMV, Card Not-Present

Setup Time

Business can begin processing in as little as 24 hours

Connected to Your Local Bank


Merchant Services
Relationship Team


Tech Support

24/7 Customer Service Line with service escalation support

1-on-1 Training/Implementation

Free for any device

Annual Account Review


Next Day Funding



Encryption, PCI Certified, EMV

Lower Fees. Faster Payments.

  • No application or setup fees
  • No termination fees
  • Interchange optimization- qualify for the lowest possible rates
  • Cash discount and surcharge programs available
  • Next day and instant funding
  • Process even if you are offline
  • Protection from rate increases and billing errors

Omni Channel Payment Acceptance

With one account you can accept with a smart terminal, virtual terminal, mobile device, or website shopping cart.

  • EMV, NFC, contactless and QR code acceptance
  • Online and mobile reporting dashboards
  • Quarterly pricing audit
  • Protection against rate increases and billing errors
  • Instant and next day funding
  • Surcharging, interchange optimization and high risk-processing available
  • Inventory, Menu, Customer and Employee management
  • Fingerprint logins, Data Tokenization, and End-to-End encryption
  • Wireless, 4G/LTE, Hotspot
  • Delivery service integration

Merchant's PACT Platforms

Customizable Solutions

Your needs are unique, and so are your customer's demands.

  • Create customer billing plans
  • Send promotions to customers
  • Generate menus for products/services
  • Develop price points and discount programs
  • Export reporting that is meaningful to you


  • View live sales data, filter by location or sales channel
  • Build a database of your best customers
  • Track inventory
  • Check when funds are deposited into your bank account
  • Manage taxes for accounting purposes

Merchant's Pact Analytics

Our Approach

We are consultative, secure, and client-centric. We are here to ensure that you have the best, secure, and most affordable payment acceptance option.


  • Assess current and future needs
  • Provide detailed pricing analysis
  • Discuss solution offerings


  • PCI certified point to point encryption
  • Card data is tokenized during transmission
  • Rest assured with liability and breach protection


  • Quick and easy set up process
  • 24/7 support with in-house service escalation
  • Personalized support with ongoing, proactive communication

Free Merchant Processing Consultation and Analysis

If you are interested in saving money on your payment card acceptance with Merchant's PACT, visit our partner site with Merchant's PACT.

We encourage you to learn more about us.

Corporate Profile

*Features and services are examples only, availability varies based on solution and individual merchant review and consultation. Subject to the following terms and conditions: Business will be charged a $15 monthly fee per device to cover costs incurred by Merchant’s PACT. This program is only eligible for merchants who have an average sales transaction of $15 or more. This is calculated on a monthly basis. Should average ticket requirement not be met, Merchant’s PACT reserves the right to close the associated merchant account. Merchant’s PACT is not liable for any occurrence fees from the processor that may include but is not limited to Chargeback Fees, Retrieval Fees, PCI Non-Compliance Fees, ACH Reject Fees, ACH Changes, Voice Authorization Fees, Monthly Card Network Fees, Annual Card Network Fees, or any other services that the Business may elect to utilize.

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