Loan Payment Calculator
As you’ll see below, we have all sorts of personal loan options. To help you understand how much you can afford, use our simple calculator.
How much will my loan payment be?
Let us show you how EASY getting a new ride can be! Auto loans are one of our specialties. There are plenty of times we beat the auto dealer’s rate, so it pays to check with us first. We can pre-approve you for an amount, and then you can shop to find the automobile you’d like! We also have loan terms up to 72 months!
Auto Loan Special
Do you want a new or used car/truck? This is the perfect time to take advantage of our great rates on auto loans. You could even receive an APR as low as 4.13% on 2018 and newer vehicles!*
Here are some example monthly payment amounts:**
|Loan Amount ||
*Loans are available up to 60 months on 2018 and newer model vehicles. Annual Percentage Rate (APR) is available for well-qualified applicants as of January 7, 2020, for loans having a repayment term up to 60 months and secured by a 2018 or newer model year vehicle. **Payment amounts are based on 60 monthly payments. APR shown also reflects a 0.25% discount for automatic payments from a First Harrison checking account. Your APR may be higher and will be based on your credit qualifications, loan amount, repayment term, model year and whether you have an automatic payment from a First Harrison Checking Account. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.
Off-roading has never been easier. Whether you want a four-wheeler, RV, motorcycle, boat, camper, or any other recreational vehicle, we have recreational loans that fit the bill. You’ll be cruising down the road, water, or trails in no time!
Line of Credit
Our Ready Line product is ideal for those that are in a pinch for short-term cash needs. If you need a bit of cash for an appliance repair, auto repair, holiday shopping, and more, our Ready Line can help. You can write a check or transfer funds in Banking Butler. You have the ability to access, repay, and access again without reapplying.
Home Equity Line of Credit (HELOC)
Perhaps you live in your dream home, but you need to make a repair here or there. You might want to add a deck. Your spouse may really want the kitchen remodeled. You might just need a little extra cash. A HELOC is the perfect kind of loan for these situations and more.
If you have equity in your home, why not use it? Here are some of the benefits of a First Harrison Bank HELOC:
- Funds for repairs, remodels, additions, and more
- Revolving line of credit
- Write a check or transfer funds online from your HELOC
Home values have been on the rise in the last several years. That means if you own a home, you might have equity in it. We all have expenses. Why not use that equity to remodel your home, pay off a credit card, or take that vacation you've always wanted? You can do almost anything you'd like with the funds from a HELOC. Really!
If you're ready to take advantage of this limited time offer, give us a call or stop in any of our locations. It doesn't matter where your mortgage is or if you've paid off your home, we'll ensure getting a HELOC is EASY with First Harrison Bank.
*After 6-month introductory 2.95% Annual Percentage Rate (APR) fixed rate, rate is adjustable based on Prime Rate and margin. Current Prime Rate as of October 31, 2019 is 4.75% as published in the Wall Street Journal “Monthly Rates” section, but APR cannot decrease below floor rate of 3.25%. Maximum 24% APR in Kentucky. Maximum 25% APR in Indiana. Maximum CLTV 80%. Your loan amount will be determined by your home value, available equity, and credit history. $75 annual fee after first year. To receive the $0 closing costs, you must have an open, primary FHB account, a minimum loan amount of $10,000, and at least one borrower with a credit score of 650 or greater. Closing costs range in amount typically from $524 - $731. This loan is not available for the purchase of a primary residence. Proceeds cannot be used to pay off existing First Harrison Bank second mortgages or home equity lines of credit unless that loan matures within six months. Second mortgages and home equities not maturing within six months will be eligible if line of credit is increased by $10,000. All loans are subject to underwriting and approval. You must carry insurance on the property that secures this loan. Other restrictions may apply. Limited time offer.
Please call or visit us to apply.
Perhaps your particular situation doesn’t fit into the mold of the types of loans you see listed on this page. We have unique loan options. Sometimes, a loan request requires an explanation or some background. Visit a branch and talk to us!
Accident and Health and Credit Life
We all hope for the best, but life happens. If you were to become sick or injured, your loan still requires payment. With Accident and Health Insurance, your loan payments will be covered until you regain your health. If you were to pass away, your family wouldn’t be left with the burden of your loan because Credit Life Insurance would pay off your loan.
- No medical exam
- The same rate for everyone
- Immediate protection
- Included in your monthly payment
- Get your unused premium back if you pay off your loan early
Annual Credit Report
We always want you to be mindful of your credit history, inquiries, and anything else on your credit report. Keeping an eye on your credit report is a great way to stop or prevent fraud or any other irregularities. The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every twelve months.
For more information on how to obtain your free credit report, visit Annual Credit Report.
Annual Credit Report
Looking for home loans? See our Home Loan Products page!
All loans subject to credit approval.