Personal Loans

We do one thing most big banks don’t… We consider you in our loan decision and don’t rely solely on a computer. Just like in the old days, we prefer humans to make decisions. Even though you can apply for almost any personal loan with our online loan application, our lenders still make their own decisions, and your loan is still serviced locally.

Apply Now

Loan Payment Calculator

As you’ll see below, we have all sorts of personal loan options. To help you understand how much you can afford, use our simple calculator.

How much will my loan payments be?

Auto Loans

Let us show you how EASY getting a new ride can be! Auto loans are one of our specialties. There are plenty of times we beat the auto dealer’s rate, so it pays to check with us first. We can preapprove you for an amount, and then you can shop to find the automobile you’d like! We also have loan terms up to 72 months!

Recreational Loans

Off-roading has never been easier. Whether you want a four-wheeler, RV, motorcycle, boat, camper, or any other recreational vehicle, we have recreational loans that fit the bill. You’ll be cruising down the road, water, or trails in no time!

Line of Credit

Our Ready Line product is ideal for those that are in a pinch for short-term cash needs. If you need a bit of cash for an appliance repair, auto repair, holiday shopping, and more, our Ready Line can help. You can write a check or transfer funds in Online Banking. You have the ability to access, repay, and access again without reapplying.

Home Equity Line of Credit (HELOC)

Perhaps you live in your dream home, but you need to make a repair here or there. You might want to add a deck. Your spouse may really want the kitchen remodeled. You might just need a little extra cash. A HELOC is the perfect kind of loan for these situations and more.

If you have equity in your home, why not use it? Here are some of the benefits of a First Harrison Bank HELOC:

  • Funds for repairs, remodels, additions, and more
  • Revolving line of credit
  • Write a check or transfer funds online from your HELOC

Currently, we can't accept HELOC applications online. Please call or visit us to apply.

Personal Credit Cards

First Harrison Bank’s personal credit card is ideal for your short-term capital needs. Our credit card is one of the best if you need to carry a balance from month to month. Even if you don't carry a balance, you'll enjoy some of the perks of our credit card.

Here are some of the benefits of the First Harrison Bank credit card:

  • No annual fee
  • Transfer your balance from your high interest card to our low, fixed rate with no balance transfer fee
  • No over the limit fee
  • 10 day grace period before a late charge will assess
  • Low FIXED interest rates – we won’t raise the rate, even if you’re late
  • 24/7 real-time fraud monitoring protection
  • Local customer service
  • Cash advances at the ATM or at your local branch
  • Valuable savings for personal cardholders
  • Get online access to your account 24/7 to view statements, make a payment, sign up for text or email alerts all at MyCardStatement.

For rates, disclosures, or to apply, go to our Personal Credit Card Application. Please print and return the application to apply.

Personal Loans

Perhaps your particular situation doesn’t fit into the mold of the types of loans you see listed on this page. We have unique loan options. Sometimes, a loan request requires an explanation or some background. Visit a branch and talk to us!

Accident and Health and Credit Life

We all hope for the best, but life happens. If you were to become sick or injured, your loan still requires payment. With Accident and Health Insurance, your loan payments will be covered until you regain your health. If you were to pass away, your family wouldn’t be left with the burden of your loan because Credit Life Insurance would pay off your loan.

  • No medical exam
  • The same rate for everyone
  • Immediate protection
  • Included in your monthly payment
  • Get your unused premium back if you pay off your loan early

Annual Credit Report

We always want you to be mindful of your credit history, inquiries, and anything else on your credit report. Keeping an eye on your credit report is a great way to stop or prevent fraud or any other irregularities. The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every twelve months.

For more information on how to obtain your free credit report, visit Annual Credit Report.

Annual Credit Report

Looking for home loans? See our Home Loan Products page!

All loans subject to credit approval.


Contact Us

back to top