Personal Savings/CDs

You like to save. Good for you! We’ve been saving people’s money for a long time. We can help you save yours too.

Open an Account Online

Savings

Personal Savings Account Comparison

Product

Classic Savings

Christmas Club

Individual Retirement Account (IRA)Cash Plus Money Market

Health Savings (HSA)

All accounts have the following available features:*
Online Banking, Mobile Banking, Thousands of Free ATMs, CardValet, Debit Card/Text Alerts, PopMoney, eStatements, Combined Statements (upon request), Telephone BankingVisa Gift Cards

Description

Our most popular savings account for basic savings customers

Save for the holidays with a yearly disbursement check each October 15

A higher return on retirement savings balances

A higher return on savings balances

Pay medical expenses while earning interest

Minimum to Open

$100

No Minimum

No Minimum

$100

No Minimum

Setup Fee

None

None

None

None

$20
Monthly Service Charge

$4 (waived if age under 18)

None

N/A

$10

$2

Ways to Avoid Service Charge

Daily balance $300 and above OR average balance $750 and above monthly

N/A

N/A

Daily balance of $1000 and above

Daily balance $5000 or above

Free Checks

N/A

N/A

N/A

No

No

Check Writing

N/A

N/A

N/A

Limited

Unlimited

Card

ATM

No

No

No

Instant Issue Debit Card

Withdrawal Limitations**

Three withdrawals per month free - $1 each over three

Not Permitted

Subject to applicable tax laws

Six transactions per month

None

Paper Statements

$5/statement

N/A

$5/statement

$5/month

$5/month

Interest Bearing

Tiered

Yes

Tiered

Tiered

Tiered

FHB Credit Card

Upon Approval

Upon Approval

Upon Approval

Upon Approval

Upon Approval

Online Account Opening

Open Account Online

No

No

No

No

*Classic Savings, Money Market, IRA, and Christmas Club accounts do not have access to debit card features. There are no statements on Christmas Club accounts.

**Account type subject to change if six withdrawals or more per month. HSAs are excluded.

Fee Schedule

ATM Card

An ATM (STAR) Card is a personalized card for you to access your funds out of a checking and savings account specifically at ATMs only. You can make deposits, withdrawals, payments, or transfers via the ATM. An ATM card can’t be used for purchases.

Certificates of Deposit (CDs)


From time to time, promotional terms are available.

Safe Deposit Boxes

Do you have things that you want to keep safe? You can store valuable and personal items in a vault-secure compartment by renting a Safe Deposit Box in various sizes. Access to your box requires dual-key entry. For current pricing and availability, call your local branch location.

First Harrison Financial Services*

If you want more options for your savings, our First Harrison Financial Services division has them! Here are just a few of their offerings:

 First Harrison Financial Services
Retirement Planning Insurance Services
Stocks and Bonds Tax and Estate Planning
Professional Asset Management Social Security Analysis

*Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. The investment products sold through LPL Financial are not insured First Harrison Bank deposits and are not insured by the FDIC or any other Federal Government agency. Securities, advisory services, and insurance products offered through LPL and affiliated insurance agencies are not a deposit or other obligation of, or guaranteed by any bank or their affiliates and subject to risks including the possible loss of principal amount invested.

First Harrison Financial Services

Questions?

Contact Us

back to top