Business Checking Account Comparison
| Product |
Enterprise Business |
Excel Business |
First Class Bonus Commercial |
Cash Plus Money Market Commercial |
|---|---|---|---|---|
|
All accounts have the following available features:* |
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|
Description |
Our most popular small business account |
For high volume businesses |
Earn interest and maintain a higher minimum daily balance |
Yield a higher return on balances |
|
Minimum to Open |
$100 |
$100 |
$100 |
$100 |
|
Monthly Service Charge |
$8 |
Based on account analysis** |
$12 |
$10 |
|
Ways to Avoid Service Charge |
Daily balance $800 and above |
Based on account analysis** |
Daily balance $2500 and above |
Daily balance $1000 and above |
|
Check Writing |
$0.10 per check over 100 |
Yes |
Unlimited |
Limited |
|
Yes |
Yes |
Yes |
No |
|
|
Paper Statements |
Free |
Free |
$5/month |
$5/month
|
|
Interest Bearing |
No |
Based on account analysis** |
Tiered |
Tiered |
|
Three months free, then $6/month |
Available |
Free |
No |
|
|
Upon Approval |
Upon Approval |
Upon Approval |
N/A |
|
*Money Market accounts do not have access to debit card features.
**See account representative for details.
Ask Bonnie Luse or call 844-FHB-EASY about Merchant Services, ACH Services, Remote Deposit Capture, Fraud Prevention Solutions, and Payroll Services. Many business accounts require a signed Beneficial Ownership and Enhanced Customer Due Diligence form that First Harrison Bank provides.
Zero Balance Account (ZBA)
- Designed for businesses that maintain an operating account and a separate account for payroll or other purposes
- At the end of each day, an automatic transfer is made from your operating account to the ZBA to bring it to a $0 balance.
- No need for manual transfers
- Protects your operating account information (reduces risk for fraud)
- Saves clerical time and expenses
- Improve account reconciliation
Employee Benefits
If you have your business deposit relationship with First Harrison Bank, your employees can reap benefits. Ask Bonnie Luse how your employees can gain access to our Easy Works Account.
Instant Issue Debit Cards
Should you choose to receive an Instant Issue debit card as you open your business checking account in one of our branches, you can choose between the below designs. Keep in mind to always let us know of your travels so that your debit card (Instant Issue or mailed) will work seamlessly throughout your adventures.
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Check Reorder
If you have ordered checks with us before, you can reorder them online with Main Street. If you haven’t ordered checks with us before, please visit or contact us.
We encourage you to learn more about us.