First Harrison Bank BBB Business Review 5 Star Bauer Financial

Business Checking

At First Harrison Bank, we have great checking account options for your business.
Here are some highlights:

Internet Banking - Internet banking at First Harrison makes it EASY to bank 24 hours a day, seven days a week, from your home or office.

With I-Banking, you have unlimited access to...

  • Check your current balance (True Online)
  • Retrieve account and transaction information
  • Download files to Quicken and MS Money
  • Transfer funds between your accounts
  • Pay bills online
  • Make loan payments
  • Issue stop payments
  • View and print statements and check images
  • Re-order checks
  • Receive account balance email alerts
  • Set limits for what employees can view

Email Statements - Receiving your statement via encrypted and password protected is faster

and more secure than traditional paper statements. 

Business Checking Chart

Enterprise Business Checking

Our most popular business account. This account is a free account when certain requirements are met (see below).

  • Economical and systematic method for paying bills
  • $800.00 minimum balance required*
  • Up to 100 checks written per month – no fee
  • Over 100 checks written per month – $0.10 per check
  • Easy balancing with monthly statements
  • Cancelled checks are stored via images and listed in sequential order

*If balance falls below $800.00, an $8.00 maintenance fee is charged to the account. 

Excel Business Checking

For high volume businesses.

  • Account Analysis Checking*
  • Cancelled checks are stored via images and listed in sequential order

*Earnings credit can offset monthly service fees and charges. 

Payroll Direct Deposit

With Automated Clearing House (ACH) Origination, First Harrison can eliminate costly time in writing
payroll checks in an affordable way with our electronic payroll deposit. Payroll Direct Deposit offers:

  • Safety in not having lost or stolen checks
  • Funds are deposited into bank of employee's choice
  • Encourages savings by employee
  • Funds can be deposited into two accounts at the same bank
  • First Harrison Bank also offers debit origination for payment collections 

Remote Capture

Introducing a new level of online banking — E-Deposit™. Leave it to First Harrison Bank to bring you innovations like remote capture. With e-deposit you can scan, verify and submit your customer's checks
into your First Harrison accounts from your office. This user-friendly system is 100% secure and about as
easy as sending an email!

As Easy As 1-2-3

This three step process makes remote capture just that easy.

1. Scan checks (front & back) with the table-top scanner we provide. This scan electronically images, endorses, and verifies your customers' checks.

2. Review your deposit on your PC to make sure it's accurate.

3. Hit a button to send a secure file right to us. 

Then, you can go about running your business instead of running to the bank. The e-deposit
system includes built-in alerts to ensure images and MICR information on your deposit are accurate.
You can even make deposits to different First Harrison accounts with the same transmission – just like at
the teller window! 

Ask about a free trial! 

Merchant Processing

Have you ever had a customer ask if you accepted a credit/debit card as a form of payment? Could you
accept it? Your customers can now pay for their goods and services with a credit card or debit card in an
affordable way to you.

  • Settlement will be done through ACH to your First Harrison Bank checking account
  • Authorization and data capture can be done for Visa, MasterCard, American Express, Discover, etc.

First Harrison Bank is a corporate sponsor of the Small Business Development Center (SBDC). Need business advice? The SBDC will work with you and your business for FREE! Click here for more info!