Business Checking
At First Harrison Bank, we have great checking account options for your business. Here are some highlights:
Internet Banking - Internet banking at First Harrison makes it EASY to bank 24 hours a day, seven days a week, from your home or office.
With I-Banking, you have unlimited access to...
- Check your current balance (True Online)
- Retrieve account and transaction information
- Download files to Quicken and MS Money
- Transfer funds between your accounts
- Pay bills online
- Make loan payments
- Issue stop payments
- View and print statements and check images
- Re-order checks
- Receive account balance email alerts
- Set limits for what employees can view
Email Statements - Receiving your statement via encrypted and password protected is faster and more secure than traditional paper statements.
Enterprise Business Checking
Our most popular business account. This account is a free account when certain requirements are met (see below).
- Economical and systematic method for paying bills
- $800.00 minimum balance required*
- Up to 100 checks written per month – no fee
- Over 100 checks written per month – $0.10 per check
- Easy balancing with monthly statements
- Cancelled checks are stored via images and listed in sequential order
*If balance falls below $800.00, an $8.00 maintenance fee is charged to the account.
Excel Business Checking
For high volume businesses.
- Account Analysis Checking*
- Cancelled checks are stored via images and listed in sequential order
*Earnings credit can offset monthly service fees and charges.
Payroll Direct Deposit
With Automated Clearing House (ACH) Origination, First Harrison can eliminate costly time in writing payroll checks in an affordable way with our electronic payroll deposit. Payroll Direct Deposit offers:
- Safety in not having lost or stolen checks
- Funds are deposited into bank of employee's choice
- Encourages savings by employee
- Funds can be deposited into two accounts at the same bank
- First Harrison Bank also offers debit origination for payment collections
Remote Capture
Introducing a new level of online banking — E-Deposit™. Leave it to First Harrison Bank to bring you innovations like remote capture. With e-deposit you can scan, verify and submit your customer's checks into your First Harrison accounts from your office. This user-friendly system is 100% secure and about as easy as sending an email!
As Easy As 1-2-3
This three step process makes remote capture just that easy.
1. Scan checks (front & back) with the table-top scanner we provide. This scan electronically images, endorses, and verifies your customers' checks.
2. Review your deposit on your PC to make sure it's accurate.
3. Hit a button to send a secure file right to us.
Then, you can go about running your business instead of running to the bank. The e-deposit system includes built-in alerts to ensure images and MICR information on your deposit are accurate. You can even make deposits to different First Harrison accounts with the same transmission – just like at the teller window!
Ask about a free trial!
Merchant Processing
Have you ever had a customer ask if you accepted a credit/debit card as a form of payment? Could you accept it? Your customers can now pay for their goods and services with a credit card or debit card in an affordable way to you.
- Settlement will be done through ACH to your First Harrison Bank checking account
- Authorization and data capture can be done for Visa, MasterCard, American Express, Discover, etc.
EASY At Work Checking
Employees of First Harrison Bank's business banking customers are eligible for our very best service package -- with no monthly service fee, no minimum balance and free perks.
Free Services
- Unlimited Check Writing
- Personalized Club Checks
- Debit Card
- I-Banking at FirstHarrison.com
- Web Bill Pay at FirstHarrison.com
- Email Statement
- Additional Perks
In addition, your employees At Work accounts offer discounted loans, increases on posted CD rates, and waived fees on countless other benefits.
Health Savings Accounts (HSAs)
Save money in order to purchase items or services for medical expenses. The benefits of an HSA include:
1. Contributions made to health savings accounts are tax deductible to the owner if they are made
by account owner.
2. Your place of employment can also contribute to the account (but then the tax benefit becomes theirs).
3. Existing HSAs can be rolled or transferred to your First Harrison HSA.
4. Money in account earns interest.
5. Interest earned may be tax-free.*
6. Money in account can be used for medical expenses not covered by insurance–such as over-the-counter medicines.
7. If contributions are not used right away, the money remains in account (earning interest) until it is used.
8. Distributions from account may be tax-free as long as they are used for qualified medical expenses.*
9. Accounts are portable, so it stays with owner if he or she changes employers or leaves workforce.
10. First Harrison Bank offers no-fee HSAs!
11. With First Harrison Bank, you have the option of using checks, a debit card, or both with
your HSA.
12. Debit cards are available for family members at no charge.
*Please consult your tax advisor.